Planning for retirement seems easy at first glance – right?

Save some money from each paycheck.
Be patient.
Let your wealth grow naturally.

Once you actually reach retirement, it becomes more complicated. Having financial security becomes more complicated and critical than ever. Are annuities too dangerous to include in your retirement plan?

Here’s the 3 reasons why we think not!

  1. Including an annuity in your portfolio has been proven to reduce portfolio failure rates. In other words, you are less likely to run out of money! That’s what we like to hear.
  2. They play a role in the most efficient investment strategy. Studies have shown that stocks and annuities create the most efficient strategy, rather than the typical portfolio of stocks and bonds.
  3. Annuities help to increase your estate and legacy! It’s a common myth that annuities will harm your legacy – that’s simply not true! By supporting lifetime spending in retirement, there is more leftover for your legacy.

What’s the takeaway?

Annuities are far more helpful for retirement planning than you probably thought! Annuities not only help longevity, but can minimize portfolio failure.

Ready to hear our annuity recommendations? Need help purchasing your own? Sign up at to request a free consultation.