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Our Mantra?


We believe in helping seniors and retirees enjoy this stage of life as much as they can! That’s why Abich Financial and Love of Gray are partnering together. Abich Financial educates and helps retirees prepare for this season in life, while Love of Gray inspires younger generations to celebrate seniors and sheds light on the issues that affect them in retirement.

How Long Will Your Money Last in Retirement? Smart Withdrawal Strategies


August 4, 2026

Starting With the Right Question One of the most common questions we hear is, how long will my retirement savings last? It is a practical question that shapes retirement income decisions, investment strategy, and long-term lifestyle planning. The answer depends on several factors, including your spending rate, portfolio mix, market performance, inflation, and the income… View Article

Types of Retirement Plans: Which Option Is Right for You?


July 7, 2026

Choosing among the many types of retirement plans can feel complex, especially when each option has different tax treatment, contribution rules, and investment features. At Abich Financial, we help individuals and families organize retirement decisions through a personalized planning process. When we evaluate retirement strategies, we focus on your goals, timeline, and financial picture so… View Article

Is Retirement Income Taxable? What You Need to Know Before You Retire


June 5, 2026

Many people ask, is retirement income taxable, as they prepare for the shift from earning a paycheck to drawing income from savings, benefits, and retirement accounts. The answer depends on the source of income, your total income level, your filing status, and where you live. With thoughtful planning, we can help you understand how taxes… View Article

Financial Planning for Retirement: Building a Secure Future in Your 50s and Beyond


May 6, 2026

Financial planning for retirement becomes especially important once we reach our 50s. At this stage, we are often balancing peak earning years, shifting timelines, and a growing need to turn savings into a practical long-term strategy. With fewer years left before retirement, every decision matters more. That is why we believe it helps to review… View Article

Retirement Planning Calculator: How to Use One (and Avoid Common Mistakes)


April 10, 2026

A retirement planning calculator can be a helpful starting point when we want to estimate how much we may need for retirement. It can organize our current savings, future contributions, retirement age, and expected spending into one projection. While that can be useful, the value of any retirement planning calculator depends on the quality of… View Article

How to Retire Early Without Running Out of Money


March 6, 2026

The idea of early retirement captivates many people who dream of freedom from the nine-to-five grind. However, the question of how to retire early without running out of money is a significant hurdle. Achieving early retirement requires careful planning and disciplined financial habits. At Abich Financial, we specialize in helping clients navigate this journey, allowing… View Article

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