Blog

Our Mantra?


We believe in helping seniors and retirees enjoy this stage of life as much as they can! That’s why Abich Financial and Love of Gray are partnering together. Abich Financial educates and helps retirees prepare for this season in life, while Love of Gray inspires younger generations to celebrate seniors and sheds light on the issues that affect them in retirement.

Retirement

Should I Plan For Long-term Care?


January 7, 2020

— When addressing retirement, there are a whole wide arrange of things that you need to address. People are living longer than they ever have before. There’s a 70% chance, we think, that people 65 and older will need some type of care in their home, adult day care facility, or nursing home. So, we… View Article

What’s More Dangerous To Your Retirement: Stock Market Losses or Lower Returns?


January 2, 2020

— What’s more dangerous to your retirement stock market losses or lower returns? We believe that avoiding stock market losses is the most important thing when you’re in retirement because it can have such a crushing effect on your investments. However, a lot of people nowadays with the market being over 20% for all the… View Article

What Is RMD Planning?


December 26, 2019

— One of the types of planning that we help our clients with is RMD planning and retirement withdrawals. RMD’s are required minimum distributions that the IRS forces you to take out of your pre-taxed qualified accounts like 401K’s, TSP’s, traditional IRA’s, and so forth. We receive a lot of questions when it comes to… View Article

Why Is Estate Planning Important?


December 16, 2019

— So there are two things that are sure in life: death and taxes. When it comes to retirement planning or estate planning having the proper documentation set up is so important. It’s essential to have everything taken care of for your family and your loved ones the way you would want before something happens…. View Article

Is It A Bad Idea To Do My Own Retirement Planning?


December 11, 2019

— So a lot of people come to us that are really successful do-it-yourself investors, and while you may have done a great job of accumulating and saving for your own retirement, there is so much information out there and so much to know when it comes to the second phase of retirement planning, which… View Article

Do Retirees Need Life Insurance in Retirement?


December 2, 2019

Do retirees need life insurance in retirement? I would say, “yes” and “no.” It depends and that’s a good question. I can tell you what you want to think about if you are a retiree in retirement, is not so much do you need it, but do you want it? Right? Because a lot of… View Article

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