| A Full-Circle Connection With Liberty October means fall weather, football season, and plenty of activity on college campuses. This month, we’re highlighting a partnership that has a particularly personal meaning for Abe and the Abich Financial team. Abich Financial Services is proud to serve as the Official Financial Advisor of Liberty University Athletics. For Abe, the connection to Liberty goes well beyond game day. Before founding Abich Financial, he attended Liberty University and took the mound as a Flames baseball student-athlete during the 1998 season. Today, the partnership gives Abich Financial another way to stay connected to the university and athletic community that played a role in his own journey. Through the partnership, Abich Financial looks forward to connecting with Liberty families, alumni, fans, and supporters who may be thinking about retirement and the financial considerations that come with preparing for the years ahead. 🔥 Learn more about Abich Financial and the Liberty Flames partnership Your Retirement Plan Is More Than Investments Just as a team considers more than one part of the game, retirement planning involves more than what is happening in your investment accounts. Income needs, Social Security, taxes, healthcare expenses, retirement accounts, investments, and legacy goals can all influence the decisions you consider before and during retirement. Changes in one area may also affect how you think about another. At Abich Financial, our team works with individuals and families to review these different areas within the context of their goals, circumstances, time horizon, and overall financial picture. Want to take a closer look at your retirement strategy? Schedule a Complimentary Consultation with the Abich Financial team. 🗓️ Ready for a review? If you are a client and have not had an investment review in over 90 days, please give our office a call at 571-577-9968 to schedule your next review. 📚 Fresh Insights and Helpful Reads This month, we’re highlighting the latest resources from the Abich Financial blog covering retirement income, annuities, withdrawals, and retirement plan options. 💰 Retirement Planning with Annuities: Pros, Cons, and Alternatives Annuities may provide structured retirement income, but different products can also involve fees, surrender charges, liquidity limitations, and complex contract terms. This article looks at where annuities may fit within a retirement strategy and reviews alternatives such as bond ladders, dividend portfolios, and blended income approaches. 💵 How Long Will Your Money Last in Retirement? Smart Withdrawal Strategies There is no single withdrawal rate that works for every retirement. Spending, inflation, portfolio performance, income sources, and market conditions can all affect how withdrawals are evaluated. This article discusses the 4% rule, flexible withdrawal approaches, sequence of returns risk, and other retirement income considerations. 📈 Types of Retirement Plans: Which Option Is Right for You? Different retirement accounts come with different contribution rules, tax treatment, investment choices, and distribution requirements. This article reviews common retirement plan options and some of the factors to consider when evaluating how they may fit into your broader financial picture. For more retirement planning resources and helpful insights: 📚 Visit the Abich Financial Blog Continue the Conversation As the final months of 2026 come into view, it may be worth considering whether anything has changed in your financial life since the beginning of the year. A change in income, spending, investments, family circumstances, retirement timing, or other priorities may provide a reason to revisit parts of your strategy. The Abich Financial team can help you review your current financial picture and discuss planning considerations for the road ahead. Schedule a Complimentary Consultation 🗓️ Ready for a review? If you are a client and have not had an investment review in over 90 days, please give our office a call at 571-577-9968 to schedule your next review. 🎙 From The Retirement Key Podcast How Should Your Investments Change in Your 50s & 60s? The Hidden Tax Trap in the IRA You Leave Your Kids An inherited IRA can come with tax considerations that families may not expect. In the latest episode of The Retirement Key Podcast, Ryan Oliver discusses how inherited IRA rules can affect non-spousal beneficiaries, why the 10-year distribution rule matters, and how legacy planning decisions may influence the tax picture for the next generation. The episode also covers considerations such as Roth conversions, beneficiary reviews, and other planning strategies families may want to evaluate when thinking about how retirement assets could eventually pass to their heirs. 🎧 Listen to the Latest Episode With you through the bears and the bulls, Abe Abich & the Abich Financial Team |
Disclosures: This newsletter is for informational purposes only and does not constitute financial advice. Investments involve risks, including the potential loss of principal. Past performance is not indicative of future results. Please consult with a financial advisor to tailor investment strategies to your individual circumstances.
Investment advisory services offered through Abich Financial Wealth Management, LLC. a Registered Investment Advisor firm. Insurance services are offered through Abich Financial Services Inc.#127820.
Tax and/or legal advice is not offered by Abich Financial Services. Please consult with your tax professional or legal advisor for further guidance on tax or legal matters. Designation reflects a sponsorship relationship and is not an endorsement or recommendation by Liberty University or LU Athletics.