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April 28 ONLINE CLASS – Retirement Today

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AdvisorHub "Advisors To Watch 2025: 250 RIAs To Watch" ranking received on June 17, 2025. Application submitted on January 30, 2025. AdvisorHub ranked RIAs based on relative size, growth, and professionalism. Abich Financial Services ranked #86 of over 1,000 applicants. No fee was paid to apply; a logo licensing fee was paid after selection. No other compensation was provided.

Best of Loudoun rating received on May 2, 2025. Voting period from February 21, 2025 to April 29, 2025. Votes were cast on the Loudoun Times-Mirror (“LTM”) website and were tabulated solely by LTM. Abich Financial Services pays for advertisements in the LTM, however, did not provide compensation, directly or indirectly, to LTM in connection with obtaining or using this third-party rating.

Great Place to Work Certification received on May 1, 2025. Voting period was from April 16, 2025 to May 1, 2025. Employees completed the Great Place To Work Trust Index™ Survey and scores were averaged to provide an organization-wide assessment of workplace culture. Abich Financial Services did not compensate Great Place To Work® for certification but did pay for the survey process in accordance with the standard application procedure.

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Logos and trademarks are the property of their respective owners, and no endorsement by those owners or the consultant is stated, or implied Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurance company. The generalized information we provide regarding tax minimization planning is not intended to, and cannot, be used by anyone to avoid paying federal, state, or local municipality taxes or penalties. You should seek advice based on your circumstances from an independent tax advisor, as tax laws are subject to interpretation and legislative change and are unique to every specific taxpayer’s particular set of facts and circumstances. Tax and/or legal advice is not offered by Abich Financial Services. Please consult with your tax professional or legal advisor for further guidance on tax or legal matters.

When doing business with an investment advisor representative of Abich Financial Wealth Management:

Investment advisory services offered through Abich Financial Wealth Management, LLC (AFWM) an SEC registered investment adviser firm. Insurance and annuities offered through Abich Financial Services. VA Insurance License #127820

Investing involves risk. There is always the potential of losing money when you invest in securities. Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.

Past performance may not be indicative of future results. Abich Financial Wealth Management (“AFWM”), its affiliates, and its investment adviser representatives do not provide legal, tax, or accounting advice. You should consult your legal and/or tax professionals before making any financial decisions.

Please be advised that you may conduct securities transactions only by speaking directly with your Investment Advisor Representative either by phone or in person.

No information or material presented on this website is intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. AFWM offers a broad range of investment advisory (including financial planning) and other services.

Please be advised that the securities advice offered, securities transactions conducted and assets under management services rendered by Abich Financial Wealth Management:

Are Not FDIC Insured	Are Not Bank Guaranteed	May Lose Value
Are Not Deposits	Are Not Insured by Any Federal Government Agency	Are Not a Condition to Any Banking Service or Activity

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