We trust this newsletter finds you well. Hope you had a Merry Christmas! Abich Financial is celebrating our 16th year in business this month. We’ve had our best year yet helping several hundred families to retire with dignity and confidence and our team has never been stronger.  We’re overwhelmed with gratitude for the incredible team and clients we have that help to make our lives so rich and meaningful. As winter settles in and the year draws to a close, there’s something magical about this season that invites us all to pause and reflect. These final weeks of the year often bring a special kind of warmth – the kind found in shared meals, quiet moments with family, and traditions both old and new. It’s a time when the pace of life seems to slow just enough for us to notice and appreciate the small moments that make life extraordinary. Perhaps you’re looking forward to: – Evenings spent with family, sharing stories and laughter. – Quiet moments of reflection and gratitude. – Welcoming friends into your home, creating memories that will be cherished for years to come. As we transition into 2025, we hope you find moments to embrace whatever brings you joy and peace. May this season bring you closer to what matters most in your life, and may the New Year ahead be filled with hope, health, and happiness.

To you and the year ahead and retirement with dignity and confidence, Abe Abich & the Abich Financial Team