What’s more dangerous to your retirement stock market losses or lower returns? We believe that avoiding stock market losses is the most important thing when you’re in retirement because it can have such a crushing effect on your investments. However, a lot of people nowadays with the market being over 20% for all the major indexes have a hard time thinking about reducing risk because they don’t want to give up a huge market year. They want to hold on to it, but we keep trying to tell them when it’s too late, it’s too late.

We try to encourage people to try to take a step back even though their accounts may be doing well. Avoiding those big losses in retirement is really important and we can help you to do so.